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Auto Insurance
Have you looked at your insurance policies lately?
Has there been a change within your families such as a new teen driver, a divorce, or a child off to college?
Don’t put it off any longer. Now is the perfect time to reach out to
David Nightingale
to make sure you have the right coverages at the most affordable premiums for you and your family’s current needs.
Auto Insurance
Whether you own or lease your vehicle,
we recommend the best insurance to
fit your needs and your pocketbook.
Protect your vehicle with the right coverage for you and your family. Auto Insurance covers drivers and vehicle owners. Each state has their own regulations. David advises his clients on the coverage that is in their best interest.
What does Auto Insurance Cover?
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Bodily Injury Liability - Coverage for claims and lawsuits when an accident causes bodily injuries
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Personal Injury Protection (PIP) – Covers injury and related medical expenses to yourself and other passengers in your vehicle at the time of an accident
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Property Damage – Covers damages to another’s property that are the results of an accident. Covers the other's vehicle, damages to a house, building, fence, guardrail , ...
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Collision – Covers damage to your vehicle when you have an accident with another vehicle or any other moving or stationary object
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Comprehensive – Covers damage to your vehicle that is not the result of hitting something moving or stationary. Examples: include animals running into your vehicle, hail, theft, vandalism, ...
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Uninsured/Underinsured Motorists – Covers you if you are injured by another driver that has insufficient funds or no liability insurance to cover the cost of your injuries. Covers you against unidentified hit and run drivers.
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Payments and /or personal injury protection(PIP) - Provides coverage for medical expenses after an accident
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Other Coverages Available – Rental car reimbursement, roadside assistance, salary replacement
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Gap Insurance - Covers protection for a leased, or new car
Coverages
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Commercial Insurance
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Motorcycles
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Recreation Vehicles
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ATVs
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Boats/Watercrafts
Motorcycles
ATVs
Motorcycle Insurance and upgraded insurance can cover total loss, roadside assistance, trip-interruption protection, contents coverage, accessories, and custom parts coverage.
Did you know that your Homeowners Policy doesn't cover ATVs? We offer ATV Insurance to cover you for collision, liability, bodily injury and medical costs, damage to other's property.
Recreational Vehicles
Boats/Watercrafts
Does your family enjoy vacationing in their RV? Coverage to ensure the best plan for you is available. Enjoying the outdoors, driving across the country, peace of mind to cover any issues along the way.
Boat and Watercraft Insurance is necessary and valued insurance. Without the proper insurance, it can be risky.
Prepare and protect yourself with comprehensive coverage with a personalized plan designed just for you.
Comprehensive policies at affordable rates with
major insurance carriers such as:
and many more.